ACTU Member Connect recognises that it is very difficult for union members to know where to go when seeking financial advice. There are so many organisations and individuals offering financial and investment advice that it becomes a major headache to pick one or more that are right for you.

In recognition of this need, ACTU Member Connect (formerly ACTU Workers' Trust) has over the past few years selected a number of organisations providing financial advice that have the capacity and the willingness to provide financial advice to union members. These organisations are all licensed to provide financial advice under The Corporations Act.

In doing so, and in conjunction with those organisations, ACTU Member Connect has identified a number of individuals within those organisations who have been approved as endorsed advisers. Each individual is authorised by their organisation to provide financial advice.

A Message from Sharan Burrow

Dear Fellow Unionist

The ACTU and affiliated unions understand that most union members will require some form of financial advice during their working lives. We also understand that a sound financial plan can mean the difference between a secure financial future and an uncertain one.

ACTU Member Connect has replaced the ACTU Trust as the commercial arm of the ACTU. Member Connect believes that members and their families, should be encouraged to seek quality financial advice, and is proud to continue endorsing suitable financial advisers.

Before endorsing any financial adviser, Member Connect satisfies itself that the financial advisers understand and are committed to the needs of working people.

This directory is designed to be of assistance to members, when seeking financial advice. It has four main sections:

• Tips and guidance when seeking financial advice.
• What the Member Connect endorsement means.
• Locations and contact details for endorsed advisers.
• Endorsed financial planning firms

Member Connect is also a strong advocate of sound ethical investment strategies.

Endorsement of financial advisers is provided as a further benefit of union membership. I trust that this directory will be of assistance to you and be a helpful guide in what is becoming an increasingly complex area.

Yours faithfully

Sharan Burrow

President

ACTU

Tips and Guidance When Seeking Financial Advice

In this section we have provided general information for union members seeking financial advice and have not dealt with licensing requirements, qualifications of advisers, research and other technical details.

It is important that union members (whether they obtain advice from ACTU Member Connect endorsed financial adviser or any other financial adviser) familiarise themselves with the licensing requirements of financial advisers. The Australian Securities and Investments Commission (ASIC) in conjunction with the Financial Planning Association (FPA) have a booklet called "Don't kiss your money goodbye" which provides valuable information on choosing a financial adviser and outlines licensing requirements and other important information. This booklet is available from the ASIC and the FPA.

How do I know I need a financial adviser?

There are a number of different reasons why you should seek financial advice. Obviously these reasons will differ from person to person and depend on each individual's understanding of their own financial affairs.

Many union members seek financial advice in the following situations, some of which may be relevant to you.

Budgeting - The foundation of a good financial plan.

Saving for Retirement - With the correct guidance you can develop a financial plan that will maximise your retirement benefit.

General Investment - Are you saving for a specific goal? House, car, school fees, holiday, etc. Financial advisers can help.

Redundancy - How can you best make use of your package? Are you eligible for Social Security?

Superannuation/Lump Sum - Continue with your existing fund? Rollover? Pension? What is the best course of action for you?

Inheritance/Windfall - What do you do if you receive a substantial sum of money?

These are some of the main reasons why you might seek financial advice but there are many others including: investing your money in a tax effective manner, mortgage selection, strategies for paying off your existing mortgage, salary packaging and wills and estate planning.

Which financial adviser do I choose?

ACTU Member Connect recognises that it is very difficult to know where to start when seeking financial advice. This is one of the main reasons for having an endorsed advisory network.

The aim of the endorsement is to give members access to financial advisers who understand and are committed to the needs of working people.

How do financial advisers charge?

This is one of the most frequent questions union members ask.

All financial advisers are required to give their clients a Financial Services Guide before they provide any investment advice. By Law, the Financial Services Guide must contain information about the types of advisory services that the financial adviser is licensed to provide, the nature and amount of fees and charges for the service and information about how to access the applicable dispute resolution system, in the event you have a complaint.

There are a number of different ways that financial advisers will charge. By law, all fees, charges and commissions must be disclosed fully to you. The main methods are:

Commission (brokerage)

This is a very common method. When your adviser recommends that you invest in a particular investment product, he/she maybe entitled to receive a commission (also called a brokerage).

For example, your adviser may be entitled to a percentage of the original amount you invest. This may be paid out of the entry fee you pay to the investment organisation. Remember, commission usually comes directly or indirectly from the money you invest, so even if you don't write out a cheque to pay the adviser, it is still being paid from your money.

Fee for service

Increasingly advisers are charging in this way. A fee for service can take many forms, including:

• hourly fee;
• flat fee based upon work performed;
• review/monitoring fee;
• combination.

Asset based fee

Some advisers charge a scale of fees based upon the total assets that you invest. This fee may be increased or decreased depending how active the adviser is in relation to your financial affairs. Often advisers who charge in this way charge a percentage on your total investments on a quarterly, monthly or even yearly basis.

Combination of fees

Remember, advisers may charge a combination of two or more of the methods above.

Which fee structure is best for me?

This is a question that is very difficult to answer because it all depends on your individual circumstances and preferences. However, the following points may assist you.

• Ask your adviser to provide comparisons between different types of fees (eg. fee for service versus commission).
• Before proceeding with any recommendation, ensure your adviser provides you with a total of exactly how much it will cost (in dollar terms). Your adviser should be able to give you an indication of the approximate cost and how it will be charged at your first consultation.
• Remember, reputable advisers are professional people and you should expect to incur a substantial fee commensurate with their services.
• Be absolutely comfortable with the total fee charged. If you think it is too high, tell the adviser. Ultimately, you have the choice to go somewhere else.
• Get a second opinion, but don't go overboard, as too many opinions might be confusing. Be very careful of so called "free advice" and "nil entry" products. Find out what the bottom line is. Advisers and fund managers are not charitable institutions, they are in business to earn a living.
• Be wary of very high commission products.

What information will I need to give my adviser

Your adviser will need to know a lot about you to ensure the advice is appropriate to your needs and objectives. Unless your adviser has all the information available, his/her recommendation cannot be fully tailored to meet your individual needs.

Indeed, your adviser is under a legal obligation to "know his/her client" and to give advice based upon your individual "needs and objectives".

You should provide information such as your personal details, income and expenses, assets and liabilities, superannuation, insurance, will, estate planning and taxation details etc.

What many union members don't realise is that they should also provide their adviser with information about relevant health issues, financial and lifestyle goals and how comfortable they are with different types of investments.

Many financial advisers recommend that before seeking their assistance, you should take the time to work out your present income and expenses (ie. basic budgeting) and have a clear idea of what your goals and objectives are. If you have a spouse or partner and your decisions are likely to affect them, then they should be part of this process.

You need to be comfortable with where your money is invested!

When investing money in any investment, you should remember that higher returns are usually associated with higher risk.

It is no good worrying yourself into an early grave just for the chance to earn a few extra percentage points on your investment. On the other hand, you may be a person who is comfortable with a more volatile investment which offers the prospect of increased returns and accordingly greater risk.

Being comfortable with your investments will depend on your individual situation and your tolerance to risk. You should try to work out what types of investments you are most comfortable with. This should be discussed with your financial adviser prior to implementing any investment recommendations.

How comfortable individual investors are with their investments can vary dramatically. For example, some investors would not consider putting their money anywhere other than a bank deposit, whilst others are quite at ease borrowing money to invest (gearing).

Prior to accepting any investment recommendations:

• Insist on a detailed written proposal. Financial advisers are required by law to provide you with a written Statement of Advice when, or as soon as practicable after, the advice is provided. That Statement of Advice must set out the advice provided, the basis upon which the advice was given and any information about remuneration (including commissions) that might be capable of influencing the adviser in providing the advice.
• Read all the material your adviser gives you;
• Ask questions about anything of which you are unsure;
• Make sure your adviser is fully aware of your current situation, needs and objectives.
• Don't assume that your current situation needs change. For example, on retirement your current superannuation fund may have a perfectly suitable pension fund and there may not be a need to rollover or change to a different product.
• Be comfortable with every investment and have your adviser fully explain the risks associated with them.
• Be fully aware of the cost (in dollar terms) associated with the advice and investments recommended.
• Seek a second or third opinion if necessary.
• Union members seeking financial advice with any financial adviser, whether ACTU Member Connect endorsed or not, are encouraged to familiarise themselves with the various legal and other requirements that all financial advisers need to comply with. As previously mentioned, the booklet "Don't kiss your money goodbye" produced by the ASIC and the FPA provides valuable information in this regard.

After your financial plan is in place:

• Monitor your investments. Your adviser should provide regular reviews of your investments. Ensure you are aware and comfortable with any fees for reviews of your investments and/or any other ongoing fees.
• Let your adviser know if your situation changes, as there may be a need to adjust your financial plan.
• If there is a need to adjust your financial plan and your under-lying investments, ensure that your adviser provides you with written details justifying any changes recommended. When recommending changes to your investments, your adviser may charge additional fees/commission so it is vital that you are comfortable with any extra fees and are sure that they are in your best interests.

The ACTU Member Connect Endorsement

ACTU Member Connect recognises that it is very difficult for union members to know where to go when seeking financial advice. There are so many organisations and individuals offering financial and investment advice that it becomes a major headache to pick one or more that are right for you.

In recognition of this need, ACTU Member Connect (formerly ACTU Workers' Trust) has over the past few years selected a number of organisations providing financial advice that have the capacity and the willingness to provide financial advice to union members. These organisations are all licensed to provide financial advice under The Corporations Act.

In doing so, and in conjunction with those organisations, ACTU Member Connect has identified a number of individuals within those organisations who have been approved as endorsed advisers. Each individual is authorised by their organisation to provide financial advice.

Agreement between Endorsed Advisers and ACTU Member Connect.

In addition to their obligations under the relevant laws such as The Corporations Act, Trade Practices Act and other governing laws, the organisations of endorsed advisers must also enter into a comprehensive legal agreement with ACTU Member Connect. One of the major aims of this agreement is to further protect the rights of union members when obtaining financial advice from endorsed financial advisers.

What are the benefits to union members of using ACTU Member Connect endorsed adviser?

All endorsed advisers have been identified and screened with union members' interests in mind. All endorsed advisers have indicated they understand and are committed to the needs of working people.

They are professional financial advisers with sound reputations who have the ability to deliver quality customer service.

All endorsed advisers have identification cards which show their photograph and relevant details. The ACTU's Member Connect logo appears on the adviser's identification card.

All endorsed advisers have a wall certificate.

• Advisers are spread widely across Australia and located in capital cities and most major regional centres where they are accessible to the majority of union members.
• Union members are entitled to an initial free consultation with an endorsed adviser and can discuss their personal situation with no obligation.
• Endorsed advisers will provide comparisons between different charging arrangements (eg. commission versus fee for service).
• Where a union member has investments that are subject to commission only charging (rather than fee for service or a combination of charging methods), the endorsed adviser must provide free of charge, one review of the member's investment portfolio every 12 months (investment portfolios over $40,000) or one review of the member's investment portfolio every two years (investment portfolios under $40,000). These free reviews are not available if the member is participating in the endorsed adviser's portfolio management service.
• All endorsed advisers and their organisations are subject to regular review.
• Many of the advisers specialise in areas of particular importance to union members (eg. superannuation and retirement planning etc.).

What type of services can union members expect to receive from endorsed advisers?

• Initial free, no obligation consultation.
• A professional service tailored to suit their individual needs and profile.
• Fully disclosed and fully explained commission and/or fees for service.
• Advice which complies with the law.
• Financial plans in writing and in plain English.
• Regular reviews and monitoring of their portfolio.

What happens if I have a complaint against an endorsed financial adviser?

Firstly, the matter should be discussed at length with the adviser concerned. If the matter cannot be resolved, the following action should be taken:

• The complaint should be made in writing to the adviser concerned and/or the ACTU Member Connect. Under the agreement between ACTU Member Connect and the endorsed advisers, the endorsed advisers are bound to notify ACTU Member Connect of any written complaint.
• If required by the union member, the matter will be referred to a review panel to consider the complaint. If the matter remains unresolved, it will be referred to the appropriate legal and/or industry body.
• All endorsed financial advisers will be covered by a dispute resolution system. Information on how that system may be accessed will be contained in the Financial Services Guide, which must be provided to you by the adviser before they provide any investment advice.

ACTU Endorsed Financial Advisers

The following is a list of all endorsed advisers according to their main place of business. When seeking advice from an endorsed adviser, union members should first ask to see their identification Card and/or Certificate, which carries the ACTU’s Member Connect logo.

Australian Capital Territory

Canberra & District

Julie French
Industry Fund Financial Planning
Ground Floor, Unit 6
33 Allara Street
CANBERRA, ACT, 2601
Phone: 02 6217 7301 Fax: 02 6217 7333
Email: jfrench@mail.ifs.net.au

Richard Navakas
Hillross Financial
7th Floor, AMP Building
1 Hobart Place
CANBERRA, ACT, 2601
Phone: 02 6263 9200 Fax: 02 6263 9222
Email: richard.navakas@hillross.com.au

New South Wales

Albury

Wayne Moriarty
Hillross Financial
533 Kiewa Street
ALBURY, NSW, 2640
Phone: 02 6041 1177 Fax: 02 6041 1342
Email: wayne.moriarty@hillross.com.au

Auburn

Eyyup Bevan
Hillross Financial
Suite 5, 3-5 Station Road
AUBURN, NSW, 2144
Phone: 02 9649 4417 Fax: 02 9649 5496
E-mail: eyyup.bevan@hillross.com.au

Bayview

Paul Gorman
Hillross Financial
Suite 8A, 1714 Pittwater Road
BAYVIEW, NSW, 2104
Phone: 02 9999 0822 Fax: 02 9999 0852
Email: paul.gorman@hillross.com.au

Broken Hill

Kevin Hall
Winchcombe Carson
117-119 Oxide Street
BROKEN HILL, NSW, 2880
Phone: 08 8088 3356 Fax: 08 8087 7199
Email: kevinhfs@bigpond.net.au

Caringbah

Simon Boylan
Hillross Financial
Level 1, 313a Kingsway
CARINGBAH, NSW, 2229
Phone: 02 9525 7977 Fax: 02 9531 2544
E-mail: simon.boylan@hillross.com.au

Castle Hill

Alex Barnett
Winchcombe Carson
Suite 18, 15 Terminus Street
CASTLE HILL, NSW, 2154
Phone: 02 9659 3955 Fax: 02 9659 3966
Email: winchcombe_ab@hotmail.com

Mark Bennetts
Gow Gates
Suite 40, 8 Victoria Avenue
CASTLE HILL, NSW, 2154
Phone: 02 9680 3000 Fax: 02 9680 4422
Email: mbennetts@gowgates.com.au

East Maitland

Marc Lidbury
Hillross Financial
Shop 9A Village Walk, Lawes Street
EAST MAITLAND, NSW, 2323
Phone: 02 4934 3222 Fax: 02 4934 3220
Email: mark.lidbury@hillross.com.au

Epping

Susan Ray
Hillross Financial
Suite 3, Level 3,
3 Carlingford Road
EPPING, NSW, 2121
Phone: 02 9869 3844 Fax: 02 9869 3899
Email: susan.ray@hillross.com.au

Five Dock

Graeme Yeates
Winchcombe Carson
414 Lyons Road
FIVE DOCK NSW 2046
Phone 02 9712 3161 Fax: 02 9712 3146
Email: graemeyeates@ozemail.com.au

Leichardt

Michael Loizou
Winchcombe Carson
2A Rofe Street
LEICHHARDT, NSW, 2040
Phone: 02 9560 3407 Fax: 02 9560 5925
Email: michael@capitalresults.com.au

Manly

John Alford
Winchcombe Carson
Level 5, 39 East Esplanade,
MANLY, NSW, 2095
Phone: 02 9976 3388 Fax: 02 9976 3914
Email: john@winchcombemanly.com

Milton

Ben Hatcher
Hillross Financial
Suite 3
107-109 Princes Highway
MILTON, NSW, 2538
Phone: 02 4455 7800 Fax: 02 4455 7900
E-mail: ben.hatcher@hillross.com.au

Newcastle

Mark Alexander
Tim Deamer
Crosbie Warren Sinclair Financial Services (Securitor Financial Group)
Cnr Pacific Hwy & Warabrook Blvd,
WARABROOK, NSW, 2314
Phone: 02 4923 4000 Fax: 02 4923 4040
Email: mark.a@cws.biz
Email: tim.d@cws.biz

North Sydney

Mark Taylor
Hillross Financial
Suite 502, Level 5
225 Miller Street
NORTH SYDNEY, NSW, 2060
Phone: 02 8920 3115 Fax: 02 9954 9376
E-mail: sfdirections@hillross.com.au

Parramatta

Alastair Fournel
Australian National Financial Planning
Shop 2, 2-12 Macquarie Street
PARRAMATTA, NSW, 2150
Phone: 02 9633 5000 Fax: 02 9633 3063
Email: alastair.fournel@australiannfp.com

Sydney

John Sullivan
Gow Gates Financial Services
Level 8, 491 Kent Street,
SYDNEY, NSW, 2000
Phone: 02 9267 3199 Fax: 02 9261 3755
Email: jsullivan@gowgates.com.au

Murray Lewis
Industry Fund Financial Planning
Level 12, 44 Market Street
SYDNEY, NSW, 2000
Phone: 02 9423 2163 Fax: 02 9262 5388
E-mail: mlewis@mail.ifs.net.au

Brett Saurine
Industry Fund Financial Planning
Level 12, 44 Market Street
SYDNEY, NSW, 2000
Phone: 02 9423 2162 Fax: 02 9262 5388
E-mail: bsaurine@mail.ifs.net.au

Ron Sharp
Winchcombe Carson
Suite 55, Level 10, 88 Pitt Street,
SYDNEY, NSW, 2000
Phone: 02 9233 4111 Fax: 02 9233 4222
Email: ronsharp@winchcombesydney.com

Geoff Kaye
Australian National Financial Planning
83 York Street
SYDNEY, NSW, 2000
Phone: 02 9290 1909 Fax: 9262 3861
E-mail: geoff.kaye@australiannfp.com

Adrian Woods
Woods & Partners P/L
14/55 Hunter St
SYDNEY, NSW, 2000
Phone: 1800 672 858 Fax: 02 9334 9347
Email: woodspartners@bigpond.com

Mark Brownlow
Stewart Ruppert
Brett Stene
Ian Tonkinson
IT Financial Services
Level 18, Gold Fields House
1 Alfred Street
SYDNEY, NSW, 2000
Phone: 02 9258 7500 / 1800 007 828
Fax: 02 9252 9766
Email: mbrownlow@itfs.com.au
Email: sruppert@itfs.com.au
Email: bstene@itfs.com.au
Email: itonkinson@itfs.com.au

Corrina Dunne
Douglas Matthews
Chifley Financial Services Pty Ltd
28 Margaret Street
SYDNEY, NSW, 2000
Phone: 02 9273 0000 Fax: 02 9273 0033
Email: cdunne@chifley.com
Email: dougm@futureplus.com.au

Philip Johnston
Hillross Financial
Level 16, 25 Bligh Street
SYDNEY, NSW, 2000
Phone: 02 9221 5977 Fax: 02 9221 8223
Email: john.phil@johnstonhillross.com

Queensland

Brisbane

Colin Batten
Winchcombe Carson
Level 5, 360 Queen Street
BRISBANE, QLD, 4000
Phone: 07 3231 9001 Fax: 07 3231 9085
Email: colin@cjbatten.com.au

David Bentley
Winchcombe Carson
Suite 9, Level 21
141 Queen Street
BRISBANE, QLD, 4003
Phone: 07 3210 1866 Fax: 07 3210 2121
E-mail: dbentley@db.winchcombecarson.com.au

Ian Henderson
Winchcombe Carson
Level 8, 160 Edward Street,
BRISBANE, QLD, 4000
Phone: 07 3229 3688 Fax: 07 3229 3662
Email: i.henderson@activeinvestment.com.au

Neil McCoist
Winchcombe Carson
Level 6, 141 Queen Street
BRISBANE, QLD, 4000
Phone: 07 3210 6565 Fax: 07 3210 6575
Email: n.mccoist@db.winchcombecarson.com.au

Glenn Mulvihill
Garrisons Pty Ltd
Level 6, 135 Wickham Terrace
BRISBANE, QLD, 4000
Phone: 07 3839 9944 Fax: 07 3832 3161
Email: gmulvihill@meritplan.com.au

David Russell
Workforce Financial Services
16 Peel Street
BRISBANE, QLD, 4101
Phone: 07 3846 3799 Fax: 07 3846 3162
Email: workforce@powerup.com.au

Lynne Wilkinson
Industry Fund Financial Planning
Level 11, 120 Edward Street
BRISBANE, QLD, 4000
Phone: 07 3112 2357 Fax: 07 3003 0777
Email: lwilkinson@mail.ifs.net.au

Bundaberg

Peter Hamilton
Sunsuper Financial Services
Level 2, Win Tower, 2 Barolin Street
BUNDABERG, QLD, 4670
Phone: 07 4151 4344 Fax: 07 4152 0455
Email: peter_Hamilton@sunsuper.com.au

Cairns

John Mulcahy
Sunsuper Financial Services
Shop 10, 214 Mulgrave Road
CAIRNS, QLD, 4870
Phone: 07 4041 0015 Fax: 07 4041 4055
Email: john_Mulcahy@sunsuper.com.au

Mackay

Keith Blinco
Sunsuper Financial Services
6A Lawson Street
MACKAY, QLD, 4740
Phone: 07 4951 2392 Fax: 07 4953 3621
Email: keith_Blinco@sunsuper.com.au

Milton

Fiona Cairns
Sunsuper Financial Services
30 Little Cribb Street
MILTON, QLD, 4064
Phone: 07 3016 7933 Fax: 07 3016 7720
Email: fiona_Cairns@sunsuper.com.au

South Australia

Adelaide

Ray Bailey
Industry Fund Financial Planning
Level 2, 104 Frome Street
ADELAIDE, SA, 5000
Phone: 08 8205 4906 Fax: 08 8205 4918
Email: rbailey@mail.ifs.net.au

Audrey Donsen
Industry Fund Financial Planning
Level 2, 104 Frome Street
ADELAIDE, SA, 5000
Phone: 08 8205 4913 Fax: 08 8205 4918
Email: adonsen@mail.ifs.net.au

Philip Eley
Hillross Financial (Plan 4 Financial Services)
Ground Floor, 120 Hutt St
ADELAIDE, SA, 5000
Phone: 08 8359 2599 Fax: 08 8359 3155
Email: philip.eley@hillross.com.au

Burnside

Peter Chigwidden
Winchcombe Carson
58 Lockwood Road
BURNSIDE, SA, 5066
Phone: 08 8333 7966 Fax: 08 8333 3599
Email: petechig@bigpond.com

Glynde

Howard Jacob
Winchcombe Carson
5a Glynburn Road
GLYNDE, SA, 5070
Phone: 08 8337 7966 Fax: 08 8337 7866
Email: howard@soulplanners.com.au

Maylands

Lachlan Graham
Winchcombe Carson
Suite 21, 239 Magill Road
MAYLANDS, SA, 5069
Phone: 08 8366 6525 Fax: 08 8366 6552
E-mail: lachlan.graham@steadfasthouse.com.au

Norwood

Michael Possemato
CPS Wealth Management Pty Ltd
62 The Parade
NORWOOD, SA, 5067
Phone: 08 8132 9288 Fax: 08 8132 9277
E-mail: mpossemato@cpswm.com.au

Rose Park

David Peacock
Hillross Financial
4 Watson Avenue
ROSE PARK, SA, 5067
Phone: 08 8364 1555 Fax: 08 8364 1855
Email: david.peacock@hillross.com.au

Unley

Maurice Ranger
Winchcombe Carson
85 King William Road
UNLEY, SA, 5061
Phone: 08 8272 0959 Fax: 08 8272 2365
E-mail: maurice@financialadvisergroup.com.au

Lee Virgin
Hillross Financial
Unit 5, 13-15 King William Road
UNLEY, SA, 5061
Phone: 08 8373 6420 Fax: 08 8373 6426
Email: lee.virgin@hillross.com.au

Wayville

Ken Ramsbottom
Adelaide Investment & Insurance Group Pty Ltd
Unit 2, 7 Greenhill Road
WAYVILLE SOUTH, SA, 5034
Phone: 08 8357 8666 Fax: 08 8357 9166
Email: ken@aiig.com.au

Tasmania

Burnie

David McCarthy
Hillross Financial
Centrepoint Arcade, 59 Wilson Street
BURNIE, TAS, 7320
Phone: 03 6432 4700 Fax: 03 6432 4701
Email: david.mccarthy@hillross.com.au

Hobart

Robert Adams
Garrisons
153 Collins Street
HOBART, TAS, 7000
Phone: 03 6234 6577 Fax: 03 6231 0942
Email: radams@garrisons.com.au

Robert Falconer
Hillross Financial
Level 5, 45 Murray Street
HOBART, TAS, 7000
Phone: 03 6234 2233 Fax: 03 6234 2253
Email: robert.falconer@hillross.com.au

Robyn Wills
Industry Fund Financial Planning
Level 2, 119 Macquarie Street
HOBART, TAS, 7000
Phone: 03 6224 1007 Fax: 03 6223 7003
Email: rwills@mail.ifs.net.au

Victoria

Ballarat

Rick Broadway
Hillross Financial
9 Lydiard Street
BALLARAT, VIC, 3350
Phone: 03 5332 3344 Fax: 03 5332 3134
E-mail: rick.broadway@hillross.com.au

Arthur Martin
Winchcombe Carson
81 Mair St East,
BALLARAT, VIC, 3354
Phone: 03 5333 4479 Fax: 03 5332 2418
Email: Arthur.Martin@bigpond.com

Tony White
Hillross Financial
104 Curtis Street
BALLARAT, VIC, 3350
Phone: 03 5333 5519 Fax: 03 5333 5516
Email: tony.white@hillross.com.au

Bendigo

Charlie Kleehammer
Winchcombe Carson
Cnr Miller & Somerville Streets
BENDIGO, VIC, 3550
Phone: 03 5441 6096 Fax: 03 5441 4684
Email: ckleehammer@pjeddybendigo.com

Box Hill

Frans Van Schilt
Winchcombe Carson
Suite 10B, 542 Station Street,
BOX HILL, VIC, 3128
Phone: 03 9890 4055 Fax: 03 9890 4133
Email: fvs@winchboxhill.com

Nicole Webster
Australian National Financial Planning
Ground Floor, 818 Whitehorse Road
BOX HILL, VIC, 3128
Phone: 03 9899 8988 Fax: 03 9899 8177
Email: nicole.webster@australianfp.com

Camberwell

Shane O'Connor
Cameron Walshe
271 Camberwell Road,
CAMBERWELL, VIC, 3124
Phone: 03 9813 1522 Fax 03 9882 5520
Email: camberwell@cameronwalshe.com.au

Colin Pettigrew
Victoria Teachers Credit Union
277 Camberwell Road,
CAMBERWELL VIC 3124
Phone: 03 9285 4191 Fax: 03 9882 0023
Email: cpettigrew@victeach.com.au

Croydon

Howard Rice
Winchcombe Carson
Level 1, 21 Maroondah Highway
CROYDON, VIC, 3136
Phone: 03 9879 8356 Fax: 03 9870 1655
Email: howard@fplp.com.au

Dandenong

John Fishburn
AXA
116 Walker Street,
DANDENONG, VIC, 3175
Phone: 03 9706 8533 Fax: 03 9794 9879
Email: fishburn@bigpond.net.au

Geelong

Peter Higgins
Winchcombe Carson
Trades Hall, 127 Myers Street
GEELONG, VIC, 3220
Phone: 1300 130 994 Fax: 03 9663 9393
Email: p.higgins@investorwealth.com.au

Lalor

Eric Koelmeyer
Winchcombe Carson
294A Station Street
LALOR VIC 3075
Phone: 03 9465 9526 Fax: 03 9466 1806
Email: admin_invest@smart.net.au

Melbourne

Alexander Aracas
Industry Fund Financial Planning
Level 29, 2 Lonsdale Street
MELBOURNE, VIC, 3000
Phone: 03 9657 4283 Fax: 03 9923 7100
Email: aaracas@mail.ifs.net.au

John Belanti
Industry Fund Financial Planning
Level 29, 2 Lonsdale Street
MELBOURNE, VIC, 3000
Phone: 03 9657 4286 Fax: 03 9923 7100
Email: jbelanti@mail.ifs.net.au

Gareth Bradly
John Cesario
Roger Ellingworth
Christine Grant
Peter Higgins
Winchcombe Carson
5th Floor, 52 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9663 9595, 1300 130 994 Fax: 03 9663 9393
Email: g.bradly@investorwealth.com.au
Email: j.cesario@investorwealth.com.au
Email: r.ellingworth@investorwealth.com.au
Email: c.grant@investorwealth.com.au
Email: p.higgins@investorwealth.com.au

Adrian Woods
Woods & Partners P/L
6/60 Collins St
MELBOURNE, VIC, 3000
Phone: 03 9663 3344 Fax: 03 9663 3411
Email: woodspartners@bigpond.com

Chris Turner
Winchcombe Carson
Level 6, 454 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9642 1100 Fax: 03 9602 4800
Email: c.turner@wcarson.com.au

Richard Dobbie
Industry Fund Financial Planning
Level 6, 90 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9667 9673 Fax: 03 9667 9636
Email: richard.dobbie@vicsuper.com.au

Francis Gayton
Industry Fund Financial Planning
Level 29, 2 Lonsdale Street
MELBOURNE, VIC, 3000
Phone: 03 9657 4365 Fax: 03 9923 7100
Email: fgayton@mail.ifs.net.au

Christopher Kotsiofis
Industry Fund Financial Planning
Level 29, 2 Lonsdale Street
MELBOURNE, VIC, 3000
Phone: 03 9657 4284 Fax: 03 9923 7100
Email: ckotsiofis@mail.ifs.net.au

Neil Leyden
Winchcombe Carson
60 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9669 7300 Fax: 03 9669 7399
Email: n.leyden@bigpond.com

Bob McInnes
Winchcombe Carson
Level 4, 380 Bourke Street
MELBOURNE, VIC, 3000
Phone: 03 9640 0020 Fax: 03 9642 2643
E-mail: bobmcinnes45@hotmail.com

Kevin Moran
Winchcombe Carson
Level 4, 380 Bourke Street
MELBOURNE, VIC, 3000
Phone: 03 9642 2666 Fax: 03 9642 2643
Email: kevinmoran@afp.net.au

Thomas McCarthy
Glenn Meuwissen
Neil White
Winchcombe Carson
Level 4, 310 King St
MELBOURNE, VIC, 3001
Phone: 03 9607 5300 Fax: 03 9607 5355
Email: tomm@meuwhite.com.au
Email: glennm@meuwhite.com.au
Email: neilw@meuwhite.com.au

Chris Jolly
Don Dwyer
Mark Pagotto
Workforce Financial Services
Level 20, Casselden Place, 2 Lonsdale Street,
MELBOURNE, VIC, 3000
Phone: 03 8660 3140 Fax: 03 9663 9960
Email: workforce@bigpond.com

Tony Payne
Cameron Walshe
28/459 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9621 1800 Fax: 03 9621 1700
Email: melbourne@cameronwalshe.com.au

Greg Fagan
David Murray
Hillross Financial
Level 7, 530 Little Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9909 7922 Fax: 03 9909 7930
Email: greg.fagan@hillross.com.au
E-mail: david.murray@hillross.com.au

Sonia Turkovic
Australian National Financial Planning
Level 1, 600 Collins Street
MELBOURNE, VIC, 3000
Phone: 03 9615 0675 Fax: 03 9615 0599
Email: sonia.turkovic@australiannfp.com

Portland

Steve Greenham
Quadrant
31 Julia Street
PORTLAND, VIC, 3305
Phone: 03 5523 3611 Fax: 03 5523 2442
E-mail: sjgreenham@quadrantsecurities.com.au

Preston

Anton Boreckyi
Winchcombe Carson
355 Bell Street
PRESTON, VIC, 3072
Phone: 03 9480 4388 Fax: 03 9484 5288
Email: meltps@teksupport.net.au

Shepparton

Tracey Sofra
Winchcombe Carson
96 Wyndham Street
SHEPPARTON VIC 3630
Phone: 03 5831 1114 Fax: 03 5831 3895
Email: tracey@sofcorp.com.au

South Melbourne

Paul Nicola
Hillross Financial
Level 3, 180 Albert Road
SOUTH MELBOURNE, VIC, 3205
Phone: 03 9693 1222 Fax: 03 9693 1233
Email: paul.nicola@hillross.com.au

Warrnambool

Steve Harris
Winchcombe Carson
131 Kepler Street
WARNAMBOOL, VIC, 3280
Phone: 03 5561 1226 Fax: 03 5562 3887
Email: sharris@southsec.net.au

West Melbourne

Moi Chong
Murphy Chong
Hillross Financial
Level 1, 339 William Street
WEST MELBOURNE, VIC, 3003
Ph: 03 9236 8088 Fax: 03 9326 8299
Email: moi.chong@hillross.com.au
Email: murphy.chong@hillross.com.au

Western Australia

Midland

David Morgan
Hillross Financial
Suite 3B, 27 Old Great Northern Highway
MIDLAND, WA, 6056
Phone: 08 9250 5888 Fax: 08 9250 5444
Email: david.morgan@hillross.com.au

Mount Pleasant

Don Surjan
Hillross Financial
16 Ogilvie Road
MT PLEASANT, WA, 6154
Phone: 08 9364 2444 Fax: 08 9364 6777
Email: don.surjan@hillross.com.au

Perth

John Cameron
Cameron Walshe
Level 1, 225 St Georges Terrace,
PERTH, WA, 6000
Phone: 08 9322 7818 Fax: 08 9481 5570
Toll Free: 1800 998 129
Email: perth@cameronwalshe.com.au

West Perth

Craig Austen
Industry Fund Financial Planning
Level 2, 88 Colins Street
WEST PERTH, WA, 6005
Phone: 08 9212 6666 Fax: 08 9212 6660
Email: causten@mail.ifs.net.au

Mark Pashby
Hillross Financial
Level 3, 8 Colins Street
WEST PERTH, WA, 6005
Phone: 08 9322 7111 Fax: 08 9322 2744
Email: mark.pashby@hillross.com.au

Endorsed Financial Planning Firms

Please Note: Endorsed organisations have differing levels of coverage. Some have ACTU Member Connect endorsed advisers in all states, others only in limited areas. Refer to the state by state listings for details of the relevant coverage of endorsed advisers.

Adelaide Investment & Insurance Group Pty Ltd
Ken Ramsbottom, Ph: 08 8357 8666

Australian National Financial Planning
Robby Southall, Ph: 03 9899 8988

AXA
Bruce Birchall, Ph: 03 9618 4916

Cameron Walshe
Steven Browning, Ph: 03 9245 8505

Chifley Financial Services
Jim Thomas, Ph: 02 9273 0000

Garrisons
Loretta Trott, 1800 066 577

Gow Gates Financial Services
Maggie Ferguson, Ph: 02 9635 3866

Hillross Financial
Debra Close, Ph: 02 9257 3033

Industry Fund Financial Planning
David Haynes, Ph: 03 9657 4304

IT Financial Services
Mark Brownlow, Ph: 02 9258 7500

Quadrant
Steve Greenham, Ph: 03 5523 3611

Securitor Financial Group
Robyn Packard, Ph: 02 9947 1200

Sunsuper Financial Services
Ralph Collins, Ph: 07 3016 7793

Victoria Teachers Credit Union
Colin Pettigrew, Ph: 03 9285 4191

Winchcombe Carson Financial Planning
Tim Van Leeuwen, Ph: 03 9604 3666

Woods & Partners P/L
Adrian Woods, Ph: 03 9663 3344

Workforce Financial Services
Erwin Leyden, Ph: 03 8660 3140